Free Tool · Florida Official Records
Estimate the documentary stamp tax on a Florida deed, the taxes on a new mortgage, and the Clerk's recording fees before you record. Choose your county, enter the sale price, and see an itemized total instantly.
Florida charges documentary stamp tax on deeds and other documents that transfer an interest in real property. The tax is based on the consideration paid, which includes cash plus any mortgage the buyer takes over. Every partial $100 is rounded up, so a $350,050 sale is taxed as $350,100.
| Item | Rate | Who it applies to |
|---|---|---|
| Deed doc stamps | $0.70 per $100 | Every Florida county except Miami-Dade |
| Deed doc stamps (Miami-Dade) | $0.60 per $100 | All Miami-Dade deeds |
| Miami-Dade surtax | $0.45 per $100 | Miami-Dade deeds that are not solely a single-family residence |
| Mortgage doc stamps | $0.35 per $100 | Amount of the new loan secured by the mortgage |
| Nonrecurring intangible tax | 0.2% (2 mills) | Amount of the new loan secured by Florida real property |
| Recording fee | $10.00 first page, $8.50 each additional page | Each recorded document |
| Indexing fee | $1.00 per name after the first four | Each recorded document |
Example: a $400,000 sale in Broward County is taxed at $0.70 × 4,000 = $2,800 in deed doc stamps. The same single-family sale in Miami-Dade is $0.60 × 4,000 = $2,400; if the property is a duplex or commercial building, the $0.45 surtax adds $1,800 more.
Florida law can hold any party to a taxable deed liable for the documentary stamp tax. In a typical Florida real estate transaction, however, the contract usually determines who actually pays it, and the seller commonly pays the documentary stamp tax on the deed. When a buyer finances the purchase, the borrower typically bears the mortgage documentary stamp tax and nonrecurring intangible tax as part of the loan closing costs. Your contract and loan documents control.
Possibly. Documentary stamp tax is based on the consideration for the transfer, not on whether the document is called a quitclaim deed, warranty deed or gift.
If no money changes hands and there is no mortgage or other consideration, documentary stamp tax may be $0. However, deeds commonly state nominal consideration, in which case the minimum documentary stamp tax is generally $0.70, or $0.60 in Miami-Dade County. For estimating purposes, our calculator displays that minimum amount.
If the property is subject to a mortgage or other lien, however, the outstanding debt generally counts as consideration for documentary stamp tax purposes, even if the property is being given as a gift and the recipient does not formally assume the debt.
Read our guides on recording a quitclaim deed in Broward, Miami-Dade, Palm Beach and Hillsborough.
Miami-Dade has a lower base documentary stamp tax rate of $0.60 per $100, or portion thereof, of consideration.
Miami-Dade also imposes a $0.45 per $100 discretionary surtax on taxable transfers unless the transfer involves only a single-family residence. For purposes of this exemption, a qualifying condominium unit can be considered a single-family residence.
For deeds and mortgages that are recorded, documentary stamp tax, applicable nonrecurring intangible tax and recording fees are generally collected when the document is submitted for recording.
When you e-record with Swift E-Recording, applicable taxes and recording fees are collected with your submission and transmitted as part of the recording transaction.
Upload your deed, pay the applicable taxes and recording fees online, and receive the recorded copy back in your account. Swift E-Recording provides electronic recording in Broward, Miami-Dade, Palm Beach and Hillsborough counties.
Create Your Free AccountThis calculator provides an estimate for general informational purposes only and is not tax or legal advice. Exemptions, mortgages and other liens, assumed debt, partial interests, property type and other transaction-specific facts can change the amount owed. Tax rates and recording requirements may change. Confirm the final amount with the applicable Clerk of Court or a qualified Florida professional before recording.
